Client Contact Center

Lost or Stolen Card

  • (701) 664.3388 (Business Hours)
  • 1 (800) 383.8000 (After Hours)

Debit Card
Dispute Hotline

  • 1 (800) 288-1126

Monday - Friday, 8am - 5pm

Shazam Falcon Fraud Alerts

  • (855) 219-5399

Text number is 72718

Social Media

Social Media

Debit Cards

Visa® Credit Cards

  • Reward points for travel
  • Local Client Service
  • Online Access - Apply Now

Visa Gift Cards

  • Works like a credit card
  • Can be loaded at any branch
  • Low, one-time fee

Visa Travelmoney Cards

  • Works like a credit card
  • Reload the card every 30 days
  • Includes fraud protection


  • Mobile Money
  • Mobile Deposit Capture
  • Online Bill Pay
  • eStatements
  • Popmoney

Lost or Stolen Card

  • (701) 664.3388 (Business Hours)
  • 1 (800) 383.8000 (After Hours)
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Personal Loans


When you're strapped for cash, there's few places to turn. Lucky for you, The Bank of Tioga offers low rates on personal loans to cover just about anything.

We process loans in-house so you won't have to wait weeks for a decision. Applying is easy — talk to a TBOT loan officer about how you can get started.

  • Finance a number of needs, from great to small
  • Competitive low rates
  • Easy payment plans
  • Tailored to your needs
  • Local processing and decision-making
  • Experienced lenders you can trust
  • Friendly, attentive service 

If you would prefer to print and mail the application, download the PDF Application today.