Our Team

The Bank of Tioga Officers

 Savanna Hendrickson headshot

Savanna Hendrickson - President

Savanna serves as President for The Bank of Tioga. She joined The Bank of Tioga in 2015 as the bank’s first Credit Analyst and has served in various roles over the years. Savanna has over 10 years of experience in the banking industry. She possesses an MBA and BS in Investments from the University of North Dakota and is an alumna of the Graduate School of Banking Colorado. Savanna currently serves as President of the Divide County Economic Development Council, is involved in the Tioga Economic Development Corporation, and actively supports volunteer efforts in the community. A local from Noonan, ND, she and her husband reside in Crosby, ND and have three children. She enjoys spending time outdoors, at the lake in the warmer months and hunting in the colder seasons.





 Judy Odegaard headshot

Judy Odegaard - Cashier, VP

Judy Odegaard joined The Bank of Tioga in 1986 as a Data Processing Officer, today she serves as the bank’s Cashier & Vice President. Judy has 35 years of banking knowledge and experience including management, accounting and operations. She currently serves on the Tioga Theatre, Tioga Chamber of Commerce, Tioga Area Economic Development Corp and Visitor Promotion boards. She is also a member of the Saint Thomas Catholic Church, American Legion Axillary and served on the building committee for Tioga’s new Community Center. 



Susan Wolla headshot

Susan Wolla - VP of Consumer Banking

Susan Wolla currently serves as Operation Officer, VP for the Bank of Tioga. Her 35 years with the bank, which started as a part-time job, has since included a variety of experience - teller, cashier, customer service, bookkeeping, audit and operations. Susan's long and varied career with The Bank of Tioga gives her a unique perspective on the bank and all that it has to offer its community. Her favorite parts of the job over the years are the ability to help clients with their financial goals, to be a friendly face and a resource to all. 



 Lee Rindel headshot

Lee Rindel - SVP of Ag Banking

Lee has a degree from North Dakota State University in animal sciences with a minor in agriculture business. Lee worked for the college for six years managing their beef research and teaching facility before returning to his hometown with his family. He has been with The Bank of Tioga’s lending team since he started in 2015. He travels between our two locations in Tioga and Crosby, when he is not meeting with clients on site. He resides on his family farm and ranch near Crosby where he cares for his own small cattle herd in his spare time. Other activities he enjoys consists of hockey, camping, hiking and pheasant hunting. 



 Wendy Lenzen headshot

Wendy Lenzen - SVP of Business and Consumer Banking

Wendy joined The Bank of Tioga in April 2016, and today she serves as the Vice President of Business and Consumer Banking. Wendy is a native of Northern Minnesota and brings over 15 years of banking experience in many areas from frontline management, to loan operations, mortgage origination and commercial lending. She is a licensed MLO. In her current role, she works one-on-one with clients to provide competitive financing and expertise that will build lasting relationships. She is active in her community and dedicated to serving her clients, and in her free time, she enjoys spending time with her family, attending her sons sporting events and riding horses.   




Krista Verlinde - Ag & Business Relationship Manager

Krista joined The Bank of Tioga in 2019, and today serves as the Ag & Business Relationship Manager at the Crosby location. Krista is a native of Western ND and holds 2 degrees from North Dakota State University. Krista brings over 10 years of banking experience including background within frontline, deposit accounts, lending and management. She is a licensed MLO focused on providing attentive support to her clients with their residential real estate purchases and refinances.  She is experienced in a variety of loan requests, from consumer, agricultural and commercial lending. Krista is active throughout the community and currently serves on both the Divide County School District and Job Development Authority boards. She resides with her husband and four children on a family farm in rural Noonan. In her spare time, Krista enjoys traveling, camping, hiking, hunting, gardening and swimming. She is also a proud hockey mom, cheering on each of her children each hockey season.


Matt Riley headshot 

Matt Riley, ChFC® , ChSNC® - Fiduciary Officer, VP

Matt Riley was named Fiduciary Officer and VP for TS Prosperity Group (TSPG) in December 2018, helping clients to meet their prosperity goals through investment and estate planning. He currently serves as an Investment Strategist. Prior to joining TSPG, Matt had risk and compliance analysis experience at State Farm Bank in Bloomington, Ill. Matt is a proud Illinois State University Alumni, receiving his B.S. in Finance with an emphasis in Financial Planning. He has continued his education journey, earning other designations including the Chartered Financial Consultant designation. In addition to his bank service, Matt became a member of the Clinton Rotary Club in April of 2019 and became a board member for the Warner Hospital & Health Services Foundation in May of 2019.

Schedule an Appointment with Matt

844.487.3115 ext 3257



Kaitlyn Weszner - Branch Manager, AVP

Kaitlyn joined The Bank of Tioga in 2021 and now serves as the Branch Manager of our Tioga location. She was born and raised in North Dakota and has almost 10 years of banking experience. Kaitlyn enjoys providing excellent client service while working with clients in their financial journey – including their business, checking and savings accounts, CD’s/IRA’s and consumer lending. Kaitlyn currently resides in Tioga with her fiancé and three dogs. She loves spending time with family and friends and enjoys hunting, golfing, gardening and volleyball.





Board of Directors

Savanna Hendrickson
Josh Guttau
Chief Executive Officer, TS Banking Group
Rick Gibson
Retired Chairman, CEO of Agro International
Lucas Schumacher
Agent, Farmers Union Insurance 
Tim Joyce
Pharmacist, Owner of Tioga Drug