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701.664.3388 Video Chat

Auto Loans

Are you thinking about a new set of wheels? Our auto loans have no hidden fees and no early payoff penalties. We will work with you to fit your needs and budget as well as provide competitive rates.

Why choose The Bank of Tioga? 

We can help you determine what will best fit your budget, even before you start looking for a vehicle. And in-house processing means you won't have to wait weeks for a decision.

  • Financing for new and used vehicles
  • Competitive low rates*
  • Customized payment options
  • Local processing and decision-making
  • Experienced lenders you can trust
  • Friendly, attentive service 

Can I refinance an existing loan with The Bank of Tioga that's currently at another institution?

Absolutely. It's always a good idea to check current rates and it never hurts to ask. Contact one of our helpful bankers to get the refinancing process started today. 

What might I need to get an auto loan?

Your lender will ask you to fill out a PDF application that you can request below. Additionally, you may be asked to provide your last two paychecks, last year's tax return, a description of any collateral you are offering to secure the loan.

How do I apply for an auto loan? 

Simply fill out this short form and a lender will contact you. Additionally, once you complete the form, you will be able to download our PDF application so you can get started on your own before a lender reaches out to you. 

Our lenders are available to guide you through this process. Feel free to give us a call, send us an email or stop by one of our locations to get the process started.

Wendy Lenzen, VP of Business & Consumer Banking, NMLS #849977

"I love working with my clients to achieve their goals, whether that is starting a small business, buying their first home or purchasing their first vehicle. I am committed to ensuring my clients are provided with high level customer service along with local financing and decision making to create an efficient and convenient experience and most importantly, a long lasting relationship."

Contact Wendy: 701.664.3388

Krista Verlinde, Branch Manager, NMLS #1985527

“I love being able to assist clients with a variety of lending needs.  I look forward to a personal relationship with you, paired with local decision making.”

Contact Krista: 701.965.6333


DO MORE with your money at The Bank of Tioga

At The Bank of Tioga, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at The Bank of Tioga. The Bank of Tioga has two locations in North Dakota. For more information visit thebankoftioga.com, call 701.664.3388 in Tioga or 701.965.6333 in Crosby. #igniteprosperity

*All loans are subject to credit approval.