Client Contact Center

Lost or Stolen Card

  • (701) 664.3388 (Business Hours)
  • 1 (800) 383.8000 (After Hours)

Debit Card
Dispute Hotline

  • 1 (800) 288-1126

Monday - Friday, 8am - 5pm

Shazam Falcon Fraud Alerts

  • (855) 219-5399

Text number is 72718

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Debit Cards

Visa® Credit Cards

  • Reward points for travel
  • Local Client Service
  • Online Access - Apply Now


  • Mobile Money
  • Mobile Deposit Capture
  • Online Bill Pay
  • eStatements
  • Popmoney

Lost or Stolen Card

  • (701) 664.3388 (Business Hours)
  • 1 (800) 383.8000 (After Hours)
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Home Equity Loans


You've searched everywhere for a large sum of money. But have you thought about finding money in your own home?

Use your home equity to fund that major expense, and leave your savings in tact. We offer low rates and affordable payments. Talk to a TBOT representative today!

  • Use your home equity to finance a major expense
  • Keep savings intact
  • Competitive rates
  • Presented in upfront lump sum
  • Local processing and decision-making
  • Experienced lenders you can trust
  • Friendly, attentive service, from start to closing

Please mail or drop off your completed application at either of The Bank of Tioga locations. Email is not considered a secure transmission of personal data, please do not share personal, financial or proprietary information via email.

    Download the PDF Application