Three Types of Business Checking Accounts at The Bank of Tioga

Small Business Checking

Small businesses have unique needs, which is why we created a checking account designed specifically for you. Enjoy 150 free transactions — with no monthly service charge or minimum balance requirement.

We also want to make it easy to manage your checking account, no matter where you are, because business, like banking, shouldn't have to stop after closing time.

  • Checking designed for the unique needs of small businesses
  • No minimum balance requirement
  • Enjoy 150 free transaction items per statement cycle with no regular monthly service charge; $0.20 per item over 150*
  • Online services include:
    • Business debit card
    • Free online banking with bill pay
    • Free eStatements (images returned with statements)
    • Remote deposit
  • Extra benefits:
  • $50 minimum deposit to open

Business Checking

The first order of business? Opening a business checking account at The Bank of Tioga. Track expenses easily with this account that's customized to your unique needs.

  • Checking customized to your business' needs
  • Maintain a $25,000 average collected balance to avoid the $15 monthly service charge
  • Enjoy 700 free transaction items per statement cycle; $0.20 per item over 700*
  • Online services include:
    • Business debit card
    • Free online banking with bill pay
    • Free eStatements (images returned with statements)
    • Remote deposit
  • Extra benefits:
    • Free Business MasterCard®
    • Cash management services available
    • Night depository
  • $250 minimum deposit to open

Analyzed Business Checking

Large businesses have more to worry about than their checking account. This is why we do the heavy lifting for you. This account lets you rack up earnings credits that may offset fees. So, you get exactly what you pay for, every time.

  • Checking designed for businesses with larger business demands
  • $15 monthly service charge**
  • Earnings credit may offset fees
  • Online services include:
    • Business debit card
    • Free online banking with bill pay
    • Free eStatements (images returned with statements)
    • Remote deposit
  • Extra benefits:
    • Cash management services available
    • Free Business MasterCard®
    • Night depository
  • $250 minimum deposit to open

What comes with a business checking account? 

A business checking account at The Bank of Tioga comes with many perks including access to online banking and business debit cards. Learn more by clicking on the icons.  

How do I open a new business checking account? 

If you’re interested in learning more about business checking account or opening a business checking account at The Bank of Tioga, simply contact us via phone at 701.664.3388email us, visit us in person or "Connect Now" below to get started. All business accounts must be opened in person.

DO MORE with your money at The Bank of Tioga

At The Bank of Tioga, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at The Bank of Tioga. The Bank of Tioga has two locations in North Dakota. For more information visit thebankoftioga.com, call 701.664.3388 in Tioga or 701.965.6333 in Crosby. #igniteprosperity

*A transaction item includes deposits and other credits, checks paid and other debits, ACH and deposit items.

**No charge if earnings credit on investable balance exceeds charge. The bank will compute an average investable balance by the deduction of a 10% reserve requirement and the daily average uncollected funds for the statement period from the ledger balance. The result is the investable balance on which an earnings credit is computed. This earnings credit is the 90-day Treasury Bill rate less 1.50% (minimum earnings credit 0.00%) against these earnings the service charge is applied. The net service charge appears on the bank statement.